I saw this quote on a site which promotes healthy eating and it reminded me of a conversation I had with a client earlier this week about her financial planning. She was a little embarrassed about "how little she has" and intimidated about working with me to get the best financial future we can. When … Continue reading We all have to start this somewhere. But let’s start!
How often are we taken in by the "Experts", "Gurus" and similar "Talking Heads" who are wont to be seen as seers and prognosticators? They appear on our televisions and in the newspapers that we read and are are a dime a dozen on the popular financial internet sites and will tell us that "the … Continue reading Ignore the “Experts” and make peace with uncertainty
Have you loaned money to your trust? A change in the law in 2017 which treat how loans made to a trust by someone who is a connected person to the trust (usually the founder, trustees or beneficiaries) will have an impact for many taxpayers next month. Moneyweb have a nice summary of the impact … Continue reading Have you loaned money to your trust?
The Financial Planning Standards Board (FPSB) is the global leader in managing, developing and certifying financial planning organisations. The FPSB promotes worldwide professional standards in financial planning and is the custodian of the coveted Certified Financial Planning® distinction and mark. Recently the FPSB, in association with the Canadian Financial Planning Standards Council, commissioned a piece … Continue reading Why life is better with a Certified Financial Planning® professional
This weekend my attention was drawn (thank you to PSG Asset Management's Shaun le Roux) to an article on the FT website with the title above. There is no doubt that many tracker funds and ETFs have had very strong performance in recent years as we have seen a powerful momentum trend push the prices … Continue reading Index trackers break basic rules of portfolio management
An interesting article this morning on Moneyweb. One of the beautiful things about owning a property is that the property's price does not appear in the newspaper every weekday (and in bold on the weekend) and so their owners are unable to constantly track the minute-by-minute value of their investment and they are not constantly … Continue reading Another rude awakening for homeowners
Spoiler alert: If this was one of my clients I would have to give them an extreme talking to and, if they didn't agree to follow my advice, I would have to fire them. Moneyweb editor Ryk van Niekerk wrote this article and beat me to to it. I think that it is a good … Continue reading Moneyweb: SA’s budget as a household budget
105-year old Eileen Ash is just as active as she’s ever been. Look at her quality of life! What a brilliant example to us all. We are all living longer and longer and what's the point of that if we don't have a quality of life to enjoy it! Check out this short video... Best … Continue reading Age is just a number
Richard Thaler, a leading light in the field of shedding light on how much our behaviour affects our investment outcomes, has won the 2017 Nobel Prize for Economics. Bloomberg reported that his body of work "includes insights on the ways in which limited rationality, social preferences and a lack of self control affect decisions that … Continue reading Behavioural Economist Richard Thaler wins the 2017 Nobel Prize for Economics