Much of my time is spent trying to help my clients make and keep to plans which have the best probability of meeting their needs, goals and objectives. Once we have crafted a strategy and a plan we meet at regular intervals to measure their progress. One of the things that we need to measure … Continue reading Ulysses and the Sirens: Few Things Destroy Long-Term Investment Returns Like Short-Term Measurement
Good article on some of the prominent US indices. https://www.fool.com/investing/2018/08/24/the-dow-sp-500-and-7-other-stock-market-indices-an.aspx
Carl Richards, the great guy behind behaviorgap.com recently published a series of great articles on talking about money with your partner. Most of us have found ourselves having tricky conversations with our partners when it comes to discussing finances. I thought that this article was really good! Take a minute to check it out.
Jason Zweig has been a Personal Finance columnist for the Wall Street Journal for the last decade. To be honest, I'm a big fan. Way back in 2013 he wrote an article in the WSJ with the headline above and, while I only recently came upon it, what he wrote is as relevant today as it … Continue reading Saving investors from themselves
I worked at what is now PSG Asset Management for nearly 12 years from 2005. During this time I had the privilege to spend time with Jannie Mouton, founder and executive chairman of the PSG Group. In all my dealings with Jannie I found him humble and insightful. Jannie recently shared a communication with the … Continue reading Letter from PSG Founder Jannie Mouton
Sometimes someone else says something in a way that I cannot say it better. My friend Patrick Cairns has written a great peace on the risks of sitting in cash. Inflation is an unseen enemy which eats away at the purchasing power of our savings. It's worth the 3 minute read... Click here to check … Continue reading Why cash can be the riskiest asset of all
In the latest GreyIssue from investment house Allan Gray, they have penned an important piece on investor behaviour which bears reading. Quoting research from one of my favourite behavioural economists Dan Ariely, they argue that our brains are wired to make the easiest, rather than the best decisions. "When it comes to investing, we may … Continue reading How to pave the way for better decisions – Allan Gray
I saw this quote on a site which promotes healthy eating and it reminded me of a conversation I had with a client earlier this week about her financial planning. She was a little embarrassed about "how little she has" and intimidated about working with me to get the best financial future we can. When … Continue reading We all have to start this somewhere. But let’s start!
How often are we taken in by the "Experts", "Gurus" and similar "Talking Heads" who are wont to be seen as seers and prognosticators? They appear on our televisions and in the newspapers that we read and are are a dime a dozen on the popular financial internet sites and will tell us that "the … Continue reading Ignore the “Experts” and make peace with uncertainty
Have you loaned money to your trust? A change in the law in 2017 which treat how loans made to a trust by someone who is a connected person to the trust (usually the founder, trustees or beneficiaries) will have an impact for many taxpayers next month. Moneyweb have a nice summary of the impact … Continue reading Have you loaned money to your trust?